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Latest Credit Union Industry Articles From CreditUnions.com
Updated: 22 hours 3 min ago

Reversing a Negative Growth Trend in 2008, Opportunity in 2009

Mon, 01/05/2009 - 00:00
With the book closed on 2008, this article sheds some light on a critical industry growth trend that reversed its slide during the second half of the year. ...[a href="http://www.creditunions.com/article.aspx?articleid=2928"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/504016281" height="1" width="1"/

Enhanced Money Management: How to Assist with Members' New Year Goals

Mon, 01/05/2009 - 00:00
As this year starts on a wave of economic uncertainty, it is clear that members are looking to their credit union for guidance and assistance. ...[a href="http://www.creditunions.com/article.aspx?articleid=2927"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/504016283" height="1" width="1"/

The Good, the Bad, and the Ugly: Auto Lending Trends in the Third Quarter

Mon, 01/05/2009 - 00:00
In what has been a difficult year for credit union auto lending, most of the trends have been bad and ugly but dig a little deeper and there is good news to be found....[a href="http://www.creditunions.com/article.aspx?articleid=2926"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/504016285" height="1" width="1"/

Indicators to Watch as Bankruptcies Rise

Mon, 12/29/2008 - 00:00
As the economy worsens, understanding indicators related to bankruptcy can help credit unions identify members who may need help. ...[a href="http://www.creditunions.com/article.aspx?articleid=2616"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/498333231" height="1" width="1"/

What Your Members Need to Know About Decoupled Debit Cards

Mon, 12/29/2008 - 00:00
As decoupled debit cards become more popular, your members will likely have questions. What do you need to know to respond to their questions?...[a href="http://www.creditunions.com/article.aspx?articleid=2590"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/498333232" height="1" width="1"/

Demographics Matter to Mobile Banking Strategies

Mon, 12/29/2008 - 00:00
Understanding which mobile phone features members are currently using can help credit unions select a mobile banking technology with greater chance of success. ...[a href="http://www.creditunions.com/article.aspx?articleid=2504"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/498333234" height="1" width="1"/

What the Bailout Means for Credit Unions

Mon, 12/29/2008 - 00:00
Congress’ passage of the financial rescue passage is good news for all segments of the economy, including credit unions. In this troubled time, all efforts to restore some normalcy to markets should be welcomed....[a href="http://www.creditunions.com/article.aspx?articleid=2821"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/413870575" height="1" width="1"/

Video Article Test

Mon, 12/22/2008 - 00:00
This is a video article...[a href="http://www.creditunions.com/article.aspx?articleid=2925"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/499553761" height="1" width="1"/

Money Market Accounts Drive Share Growth

Mon, 12/15/2008 - 00:00
Members are seeking money market accounts to strike a balance between rates and liquidity....[a href="http://www.creditunions.com/article.aspx?articleid=2924"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/486263600" height="1" width="1"/

Turning Lemons into Lemonade

Mon, 12/15/2008 - 00:00
While the growing softness in the economy and real estate markets impacts us all, most institutions are well-capitalized and positioned for the future. The essential question is: Do your members know this? How do we turn lemons into lemonade? ...[a href="http://www.creditunions.com/article.aspx?articleid=2923"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/486263601" height="1" width="1"/

Serve More Members while Wisely Growing your Auto Portfolio: Insurance and Integrated LOS Automation

Mon, 12/15/2008 - 00:00
With many major banks and lenders pulling out of prime lending, credit unions are now poised for solid growth and have the opportunity to serve even more members. ...[a href="http://www.creditunions.com/article.aspx?articleid=2922"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/486263602" height="1" width="1"/

Think NCUA’s Uncle Sam Should Be Replaced? Vote!

Mon, 12/15/2008 - 00:00
For the first two weeks in November, Callahan Associates ran a contest looking for better alternatives to NCUA’s Uncle Sam ad. We posted this contest not to create a firestorm of complaints about NCUA, but to generate NEW, better ideas for how we--as an industry--should be communicating our value. ...[a href="http://www.creditunions.com/article.aspx?articleid=2916"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/486263604" height="1" width="1"/

Slideshow: Credit Unions Advertising their Safety and Soundness

Mon, 12/15/2008 - 00:00
For the first two weeks in November, Callahan Associates ran a contest looking for better alternatives to NCUA’s Uncle Sam ad. This slideshow focuses on the credit union specific ads that were sent to us....[a href="http://www.creditunions.com/article.aspx?articleid=2915"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/486263605" height="1" width="1"/

Stressed? Be a calming influence.

Mon, 12/08/2008 - 00:00
Talk about stress. The holidays can be a stressful time of year … even in a normal year! With collections activity up, members panicked, staff working hard to meet growth goals for the end of the year, help your credit union become a calming influence in this stressful time....[a href="http://www.creditunions.com/article.aspx?articleid=2914"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/479182745" height="1" width="1"/

Credit Unions on Leading Edge of Helping Members Stay in Homes

Mon, 12/08/2008 - 00:00
Credit unions, without government assistance or prompting, have officially reported 6,642 modified mortgages, with just over $1 billion outstanding in modified mortgage loans....[a href="http://www.creditunions.com/article.aspx?articleid=2913"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/479182751" height="1" width="1"/

Looking Bad With a One-Time Hit

Mon, 12/01/2008 - 00:00
In the short-term, Mountain America's ROA plunges but the merger that caused it looks like a long-term winner....[a href="http://www.creditunions.com/article.aspx?articleid=2921"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/504016288" height="1" width="1"/

You Think Times are Tough: Look What We Went Through in the 1980's Recession

Mon, 12/01/2008 - 00:00
By 1979, the credit union had about $250 million in assets and served Caterpillar plants in the Peoria area, family members of members, and employees of 20 to 30 Caterpillar dealerships. Caterpillar Employees CU had about 84,000 members. Then the bottom fell out....[a href="http://www.creditunions.com/article.aspx?articleid=2918"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/486263603" height="1" width="1"/

The TARP Has Blown Away, Build Your Own

Mon, 12/01/2008 - 00:00
Be ahead of the curve. Be ready to cut loose assets with losses looming, and take active control of assets that should be kept to preserve principal. We explore these concepts in the following article....[a href="http://www.creditunions.com/article.aspx?articleid=2912"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/472520354" height="1" width="1"/

Credit Unions Post Record Results in the Third Quarter

Mon, 12/01/2008 - 00:00
The size, scope and speed of changes to the financial services market that took hold between July and September of 2008 were unprecedented. ...[a href="http://www.creditunions.com/article.aspx?articleid=2911"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/472085227" height="1" width="1"/

Three Steps to Increased Collection Rates

Mon, 12/01/2008 - 00:00
What can your collections department do to increase collections while strengthening member relationships?...[a href="http://www.creditunions.com/article.aspx?articleid=2910"Read Article/a]img src="http://feeds.feedburner.com/~r/creditunions/weeklyarticles/~4/472085228" height="1" width="1"/